Nonprofit solutions to unique financial challenges.
Natural disasters can strike any time. Even if you’re prepared, recovery can be a long, painstaking process. Fortunately, help is available. Project Porchlight by MMI is proud to offer financial recovery counseling and personalized assistance for disaster survivors.
Frequently Asked Questions
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Free Recovery Coaching
- Quality - Project Porchlight is a program of MMI, a member of the National Foundation for Credit Counseling (NFCC) and Consumer Federation of America (CFA). We are proud to be accredited by the prestigious Council on Accreditation of Services for Families and Children.
- Knowledge - Our disaster recovery coaching was born out of personal experience and a passion for helping survivors thrive. In addition, all Project Porchlight counselors much pass a series of tests and receive additional specialized post-disaster training.
- Accessibility - You can access our services by phone, or request a phone call from us online. Project Porchlight counselors are available from 8am to 8pm central time, Monday through Friday.
- Nonprofit - As a nonprofit counseling agency, our priority is always the success and wellbeing of the people we serve. You can always expect honest, unbiased advice and guidance.
- History - We have been helping consumers find new ways to overcome financial challenges since 1958.
Project Porchlight is a program of Money Management International (MMI). For as long as MMI and our predecessors have been around, our purpose has been leading folks in all walks of life through economic challenges, and bringing them to a safer, more comfortable place. As a nonprofit, we strive to deliver this aid without bias, without restriction, and without judgment. We exist to serve the families and individuals who need us. Their prosperity is our success.
Post-Disaster Financial Recovery Help for Tennessee Tornado victims
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Nonprofit solutions to unique financial challenges.
Natural disasters can strike any time. Even if you’re prepared, recovery can be a long, painstaking process. Fortunately, help is available. Project Porchlight by MMI is proud to offer financial recovery counseling and personalized assistance for disaster survivors.
Why Choose Project Porchlight?
We recognize that consumers have options. So what separates us?
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© 2020 Money Management International
14141 Southwest Freeway, Suite 1000, Sugar Land, TX 77478 Money Management International is a 501(c)(3) nonprofit organization.
You don’t have to face disaster recovery alone. If you are ready to reclaim your life, let us help you understand your rights, responsibilities, and options. Make the call to our nonprofit experts and create your path towards a full recovery.
No. Thanks to a generous grant from a major foundation, Project Porchlight is provided to survivors at no cost to them, for a limited time.
How does it work?
There are four main components to Project Porchlight.
Assessing your disaster impact and developing a recovery plan | We know that every disaster and household is unique. Our disaster recovery specialist will take the time to understand the challenges you face and create a plan to bring you back to “normal” as quickly as possible.
Assisting with your FEMA aid and insurance paperwork | Our trained professionals will guide you through the application and appeals process. At the same time, we will provide tips and tools to manage your financial obligations while awaiting aid or insurance payments.
Monthly support from your recovery specialist | A Project Porchlight counselor will be in regular contact with you for up to one year, providing guidance, encouragement, and resources throughout the recovery process.
Community, encouragement, and continuing education | Porchlight Online provides you with a moderated forum to find support from other survivors. It also provides information on how to avoid common scams, navigate insurance issues, connect with assistance programs, prepare for future disasters, and more.
How does it work?
There are four main components to Project Porchlight.
Why Choose Project Porchlight?
We recognize that consumers have options. So what separates us?
- Your income or employment has been interrupted due to the disaster
- Your home was damaged and you are juggling extra housing expenses or paying for items not covered by insurance
- You feel overwhelmed and confused by the FEMA aid or insurance application or appeal process
- You’ve fallen behind on loan payments and want to minimize damage to your credit report
- You’ve experienced increased out-of-pocket expenses and aren’t able to keep up on all of your bills
- You’ve tapped savings, retirement, credit cards, or loans to finance your recovery and want to minimize the long-term negative impact to your finances
Who can benefit?
Project Porchlight is designed to improve recovery when:
Who can benefit?
Project Porchlight is designed to improve recovery when:
Project Porchlight is a one-year program made up of an initial intake session of about an hour, with monthly check-in coaching sessions based upon your needs.
IS THERE A COST TO USE THIS SERVICE?
HOW LONG DOES A TYPICAL COACHING SESSION LAST?
Make sure you’ve addressed your basic needs first. Once you’re safe, connect with Project Porchlight quickly to maximize your options for a fast recovery.
WHEN SHOULD I CONNECT WITH PROJECT PORCHLIGHT?
WHAT IS THE BENEFIT OF WORKING WITH A PROJECT PORCHLIGHT COUNSELOR?
We know from experience that survivors of natural disasters face daunting challenges, a steep learning curve, and often a long path to recovery. Project Porchlight can accelerate your disaster recovery.
50+ Years
serving clients
I will be forever grateful to MMI for providing me with a solution to get my life back and pay off high interest credit card debt while improving my credit.
– Darrin
MMI relieved my stress every month in helping me to get a handle on my bills - the best thing I ever did - thank you MMI!
– Carline
"Not only were they friendly and knowledgeable about how to get our lives on track but they were efficient and responsive. We were able to feel like the burden of our financial upset did not take over our lives once we got started with MMI."
— Shannon
"Without MMI my chances of recovery from an unforeseen financial difficulty would have been impossible to overcome. Thank you for being available to help when it’s needed most. Would recommend your services to anyone."
— Ken